Using Dental Insurance before Year’s End

photo_dental_-_dental_insurance_claim_formDo You Have Dental Insurance?

If you’re one of the lucky ones who have dental insurance, now is the best time to get your year-end checkup and plan for any year-end dental work that may be necessary.

Using your dental coverage to pay for necessary treatment is the reason you have dental insurance. Don’t let the time lapse into 2013. Most insurance policies run on the calendar year.

Reasons to Set Your Dental Appointment Now!

  • If you have unused benefits, most plans will not carry over your coverage amount into next year. Check to see if your plan has funds left for use in 2012. If so, use them for necessary treatment, including cleanings, before the end of the year.
  • Your deductible, or out of pocket expense before reimbursement, is another amount that is good for one year. If you have already paid up your yearly deductible, plant to use the remainder of your benefits with no out-of-pocket costs.
  • Your premium, whether annual or monthly, is generally paid in full by this time of year. Allow your plan to work for you with year-end dental cleanings and exam to insure you are taking care of your oral health.
  • Future years can bring increased costs due to the increase in costs of dental materials, etc. Try to use the remainder of your plan before any cost increases are passed on to you in your dental policy.
  • Delaying treatment can mean taking a serious gamble on your oral health as well as your overall health. Today’s problem may be a simple cavity that can turn into a root canal in a short time.

Call Dr. Rotem today for your Year-End Checkup

Ocean County dentist, Dr. Ron Rotem accepts many dental insurance plans for treatment. If you don’t have insurance, Dr. Rotem has financing available with qualifying terms.

Call Ocean Country dentist, Dr. Ron Rotem today and make sure you put your oral health in the best possible care. Next year is just around the corner. Start out the New Year knowing you are taking care of the most important part of your health; your oral health.

Make it a happy and healthy holiday time and call your dental insurance provider for updated information on remaining benefits to use  for your dental health before year’s end.

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Posted in Dental, Oral Hygiene

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Rotem Dental Care
Dr. Rotem and his Toms River dentist team provide outstanding dental services, from dental implants to sedation dentistry! Call us today if you are in the Toms River – Manchester – Stafford NJ area!
355 Lakehurst Rd
Toms River, NJ 08755
Call: 732-341-8500732-691-4944 info@rotemdentalcare.com
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Ronen Rotem, DDS
Your Toms River dentist for Trust, Comfort and Modern Dentistry.